About Caroline Urbas | Thousand Oaks Home Buyer Guide

Key Takeaways

She brings 12+ years of experience in banking, mortgage lending, and financial planning (Source: Caroline Urbas, professional background, 2026).
She has 10+ years managing rental residential properties, including maintenance coordination and tenant relations (Source: Caroline Urbas, professional background, 2026).
Caroline works alongside The Moerler Team, drawing on their 45+ years of combined real estate experience to support clients through contracts, negotiations, and the closing process (Source: Caroline Urbas, professional background, 2026).
She personally navigated the U.S. home buying process herself as a relocation buyer, giving her firsthand insight into what first-time and relocating buyers experience.
Caroline is a Real Estate Advisor (CalDRE #02250037) with Keller Williams Exclusive Properties, and received the firm's 2025 "On The Rise" award (Source: Keller Williams Exclusive Properties, 2025).

The Home Purchase Preparation Program™

Caroline Urbas helps first-time homebuyers and relocation buyers prepare for homeownership in Thousand Oaks before they enter the market. Many buyers begin their search unsure about timing, financing, inspection expectations, or insurance availability. Caroline's work focuses on solving that preparation stage first, so clients can move forward with clarity before decisions become time sensitive.

Through her Home Purchase Preparation Program™, she helps clients evaluate financing options and down payment strategies, understand what inspection findings are normal versus serious, prepare for insurance availability considerations in Thousand Oaks, estimate ownership costs beyond the mortgage, and move forward with a realistic purchase timeline.

What Is Caroline's Background Before Real Estate?

Originally from Germany, Caroline brings more than 12 years of experience in banking, specializing in mortgage lending, financing, and savings planning. She also spent 10 or more years managing rental residential properties, coordinating maintenance, tenant relations, and day to day rental operations. That combination gives her a practical, numbers-first approach to ownership costs that goes beyond the sales price of a home.

Caroline personally went through the U.S. home buying process herself as a relocation buyer, so she understands firsthand how overwhelming the preparation stage can feel when everything is new. Her goal is to help buyers feel confident and informed before they start touring homes, so they enter the market with a clear and realistic plan.

Caroline works alongside The Moerler Team, drawing on their 45+ years of combined real estate experience for contract review, negotiation strategy, and support through closing on every transaction.

Keller Williams Exclusive Properties 2025 'On The Rise' award presented to Caroline Urbas

In 2025, Caroline was honored with the Keller Williams Exclusive Properties "On The Rise" award, in recognition of her commitment to serving first-time buyers throughout the Conejo Valley (Source: Keller Williams Exclusive Properties, 2025).

Who Caroline Works With

First-time homebuyers preparing to purchase in Thousand Oaks
Relocation buyers moving into the Conejo Valley and Ventura County area
Buyers comparing Thousand Oaks with nearby communities such as Simi Valley
Buyers who want to understand financing, inspections, and ownership costs before they start touring homes

Verify Caroline's License

California Department of Real Estate, license lookup and consumer resources
City of Thousand Oaks, official city government site
Caroline Urbas on LinkedIn
Caroline Urbas on Keller Williams

What Is Your Home Buying Timeline?

Whether you are just researching or ready to start touring homes, let's talk about where you are in the process.